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J. Philip Fraley is a seasoned attorney based in West Virginia, bringing over two decades of legal experience to his practice. With a robust focus on insurance law, medical malpractice, and personal injury, Phil has built a reputation for effectively representing clients in complex legal matters. His extensive background as a former police officer in Beckley, WV, where he served as a patrol officer, crime scene technician, and DARE instructor, enriches his legal approach with a unique perspective on law enforcement and public safety. Phil earned his Juris Doctor degree with distinction from Ohio Northern University’s Pettit College of Law, where he was a standout member of the National Environmental Law Moot Court Team and coauthored an award-winning Appellate Brief for the Pace University Environmental Law Competition. His legal acumen was further recognized when he was selected for the prestigious Order of the Barristers, and he contributed as an Associate Editor for the Ohio Northern Law Review. Admitted to practice in West Virginia since 2003, Phil is also licensed before the United States Court of Appeals for the Fourth Circuit and the United States District Courts for both the Northern and Southern Districts of West Virginia. He is a committed member of the Defense Trial Counsel of West Virginia and the Claims and Litigation Management Alliance, continuously engaging with the legal community to stay at the forefront of developments in his practice areas. Phil’s dedication to his clients and his legal expertise make him a trusted advocate in the complex landscape of insurance and personal injury law.
Insurance attorneys handle disputes between policyholders and insurance companies. They fight for fair claim settlements and represent clients in bad faith cases. Common matters include denied claims, bad faith insurance, coverage disputes, policy interpretation.