Christopher Kai Loftus
Simmons Perrine Moyer Bergman, Plc • Cedar Rapids, IA
BankingFinancial InstitutionsGeneral PracticePersonal InjuryReal Estate
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Contact
Email
cloftus@spmblaw.com
Phone
Address
Cedar Rapids, IA, 52401, US
Professional
About
**Christopher Kai Loftus** Cedar Rapids, IA **Simmons Perrine Moyer Bergman, PLC** **Practice Areas:** Financial Institutions, General Practice, Personal Injury, Real Estate Christopher Kai Loftus is a seasoned attorney at Simmons Perrine Moyer Bergman, PLC, specializing in representing lenders and commercial creditors across a diverse range of business and litigation matters. Based in Cedar Rapids, Iowa, Mr. Loftus brings extensive experience in foreclosures involving residential, commercial, and agricultural real estate. His expertise extends to receiverships, equipment financing, and the strategic negotiation of loan workouts. Mr. Loftus offers comprehensive legal counsel to lenders on critical regulatory compliance issues and consumer and commercial transactions. His proficiency encompasses secured and unsecured lending, asset-based and real estate lending, loan documentation, and mortgage enforceability, ensuring that his clients receive well-rounded support tailored to their specific needs. As a skilled litigator, Mr. Loftus has effectively represented lenders in state and federal courts, bankruptcy courts, and appellate courts throughout Iowa and beyond. His commitment to advocating for his clients is underscored by his successful track record in complex litigation scenarios. In addition to his litigation practice, Mr. Loftus is a sought-after speaker, regularly presenting on topics that impact the daily operations of financial institutions. His presentations cover critical areas such as the Uniform Commercial Code, state and federal banking regulations, and strategies for managing foreclosures and workouts. He has also contributed to the legal field through authorship of several publications addressing consumer regulations, including the Fair Credit Reporting Act and the transformative changes to the mortgage lending industry initiated by the Dodd-Frank Act. Before joining Simmons Perrine Moyer Bergman, Mr. Loftus served as Associate General Counsel for the Minnesota Credit Union Network, where he provided insightful legal advice on lending account compliance. His wealth of experience and deep understanding of the financial landscape make him an invaluable resource for clients navigating the complexities of financial law.
About Banking Law
Banking attorneys advise financial institutions on regulatory compliance, transactions, and litigation. They help banks navigate complex financial regulations. Common matters include regulatory compliance, loan transactions, bank litigation, consumer finance.
Credentials
Education
N/A University of Iowa College of Law JD
Recognition & Involvement
Publications
2012 Minnesota Credit Union Netword MNCUN Compliance Reference Guide
Speaking
2014 Webinar Regulatory Update: A Look Ahead to the CFPB 2014 Iowa Title Guaranty Spring Conference The Impact of the CFPB's New Mortgage Rules on the Closing Process 2014 Client Seminar Navigating Through the Red Tape: Understanding the Ability to Repay and Qualified Mortgage Rules 2013 Webinar Keeping Up with the CFPB: A Closer Look at the CFPB's New Mortgage Regulations 2013 Webinar CFPB Changes
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Updated: Aug 22, 2026