Annette Lee Rutkowski

Annette Lee Rutkowski

Annette Rutkowski • Carmel, IN
Insurance

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Contact

Email
Phone
(317) 942-3932
Address
301 East Carmel Drive, Carmel, IN, 46032, US

Professional

About

Annette Lee Rutkowski is a dedicated attorney based in Carmel, IN, and the founder of Annette Rutkowski Law Firm, specializing in insurance law with a particular focus on Social Security and Veteran's Disability claims. With a profound understanding of the emotional and financial challenges faced by individuals dealing with physical and cognitive impairments, Annette leverages her unique background to provide compassionate and comprehensive legal support. Growing up in a family of nursing professionals, Annette developed a deep-rooted commitment to serving those in need. Her extensive experience includes representing clients throughout the entire disability claims process—from initial filings to administrative appeals and advanced appeals in federal courts. With thousands of hearings under her belt, Annette is renowned for her meticulous preparation and keen ability to navigate the complexities of the law, ensuring that every case is strategically argued based on solid evidence. In addition to her practice, Annette is a respected leader within the disability legal community, frequently sharing her knowledge through teachings and speaking engagements both locally and nationally. Her expertise also extends to accepting referrals for advanced level Appeals Council and federal court claims from other legal firms, further solidifying her reputation as a formidable advocate for her clients. Annette believes in the honorable practice of law and is committed to making a meaningful difference in the lives of those she represents.

About Insurance Law

Insurance attorneys handle disputes between policyholders and insurance companies. They fight for fair claim settlements and represent clients in bad faith cases. Common matters include denied claims, bad faith insurance, coverage disputes, policy interpretation.

Credentials

Education
2001 Indiana University School of Law, Indianapolis JD - Juris Doctor 1981 State University of New York, College at Oswego BA - Bachelor of Arts
Languages
English

Recognition & Involvement

Awards
2024 Super Lawyer, Super Lawyers 2023 Client Champion Award, Martindale-Hubbell 2023 Peer Review Rated, Martindale-Hubbell 2023 Super Lawyer, Super Lawyers 2022 Client Champion Award, Martindale-Hubbell
Publications
2023 KBar Legal Services, LLP Can your SSD claim be fast-tracked? 2023 KBar Legal Services, LLP How to appeal a denied SSD claim in Indiana 2023 KBar Legal Services, LLP What are the basics of SSDI? 2023 KBar Legal Services, LLP Can I reapply for SSDI if my first application was denied?
Associations
2014 - Present National Association of Women Lawyers Member 2014 - Present National Disability Lawyers Network Member 2003 - Present National Organization of Social Security Claimants Representatives Member 2003 - Present American Bar Association Commission on Disability Rights Member 2012 - 2014 Indiana State Bar Association Social Security Committee Chair
Speaking
2015 Social Security Practice Social Security Practice 2015 Disability Practice Clinic Disability Practice Clinic 2015 CLE Social Security Bootcamp 2015 CLE Advanced Social Security Practice 2012 Social Security Disability Update Video Conference Hearings
Updated: Mar 25, 2026