Kathy A. Cruz

Kathy A. Cruz

Cruz Law Firm β€’ Hot Springs, AR
Chapter 7 BankruptcyBankruptcy & Debt Chapter 13 Bankruptcy Chapter 7 Bankruptcy

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Contact

Email
Phone
Address
1325 Central Avenue, Hot Springs, AR, 71901, US

Professional

About

Kathy has experience as a former deputy public defender for Garland County and a former deputy prosecuting attorney for Garland County. She is currently the only board certified attorney in consumer bankruptcy law in Arkansas, as certified by the American Board of Certification and is currently one of less than 500 attorneys in the US certified in consumer bankruptcy law. As a member of the Garland County Bar association, the Arkansas Bar Association, The Central Arkansas Debtor Creditor Bar, The National Association of Consumer Bankruptcy Attorneys, The American Bankruptcy Institute, The National Association of Consumer Advocates, The National Association of Chapter 13 Trustees, The National Association of Bankruptcy Trustees, The American Bar Association, and the Arkansas Women Lawyers Association, Kathy is ready to take on your case.

About Chapter 7 Bankruptcy Law

Chapter 7 bankruptcy attorneys help individuals and businesses liquidate debts and get a fresh financial start. They guide clients through the bankruptcy process. Common matters include debt discharge, asset exemptions, means test, creditor relief.

Credentials

Education
1984 Indiana University School of Law, Bloomington MA - Masters 1981 Northwestern University School of Law JD - Juris Doctor 1977 Bradley University BA - Bachelor of Arts

Recognition & Involvement

Associations
Garland County Bar association Member Arkansas Bar Association Member Central Arkansas Debtor Creditor Bar Member National Association of Consumer Bankruptcy Attorneys Member American Bankruptcy Institute Member
Updated: Mar 08, 2026