Karen L. Arnett - Estate Planning profile photo

Karen L. Arnett

Arnett & Kerrigan, P.L. • Santa Rosa Beach, FL
Estate PlanningFinancial PlanningPersonal InjuryProbate

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Contact

Email
Phone
(850) 502-4373
Address
Santa Rosa Beach, FL, 32459, US

Professional

Bar Admissions
Indiana1972Florida2002U.S. Bankruptcy Court Northern District of FloridaU.S. District Court Northern District of IndianaU.S. District Court Southern District of IndianaU.S. District Court Northern District of FloridaU.S. Court of Appeals 7th CircuitU.S. Supreme Court
Tier
Tier 3

About

**Karen L. Arnett** *Attorney at Law* *Arnett & Kerrigan, P.L.* *Santa Rosa Beach, FL* Karen L. Arnett is a seasoned attorney with over four decades of legal experience, specializing in Estate Planning, Probate, Chapter 7 Individual Bankruptcy, Wills, Trusts, and Asset Protection Planning. A resident of Miramar Beach, Florida, Karen combines her extensive knowledge of the law with a deep commitment to helping clients navigate the complexities of estate and financial planning. Originally from Valparaiso, Indiana, Karen earned her Bachelor of Arts in History and Government from Luther College in 1969 before graduating with her Juris Doctor from Valparaiso University School of Law in 1972. During her law school tenure, she distinguished herself as a member of the Moot Court team and received “The Book Award” in UCC: Secured Transactions for her academic excellence. Admitted to the Indiana State Bar in 1972, Karen later became a member of the Florida State Bar in 2002, achieving the highest score on the February bar exam. This remarkable accomplishment earned her recognition from the Florida Supreme Court, where she was invited to speak at the induction ceremony for new attorneys. Karen's diverse legal background includes significant roles in local government, having served on the Indiana Regional Planning Commission and as an elected official on the Porter County Board of Commissioners and the Porter County Council. She is an active participant in her community, contributing to both the Walton County Chamber of Commerce and the Destin Chamber of Commerce. As a member of the Florida Bar Association and the Okaloosa-Walton Bar Association, Karen is dedicated to providing exceptional legal services in Santa Rosa Beach and surrounding areas. Her passion for estate planning and asset protection, combined with her extensive experience, makes her a trusted advocate for clients seeking to secure their financial future and protect their legacies.

About Estate Planning Law

Estate planning attorneys help individuals plan for the distribution of their assets and care during incapacity. They create wills, trusts, and other documents to protect families and minimize taxes. Common matters include wills, trusts, powers of attorney, healthcare directives.

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Credentials

Education
Valparaiso University School of Law, Valparaiso, Indiana, 1972 | J.D. | Honors: “The Book Award” in UCC: Secured Transactions | Luther College, Decorah, Iowa, 1969 | B.A. | Major: History and Government

Recognition & Involvement

Associations
Walton County Chamber of Commerce (Member) | Destin Chamber of Commerce (Member) | Florida Bar Association (Member) | Walton County Bar Association (Member) | Wealth Counsel (Member) | Elder Counsel (Member) | Indiana Bar Association (Member) | American Bar Association (Member) | Okaloosa-Walton Bar Association (Member)
Updated: Mar 22, 2026